During the holidays, we are offering 0% financing through Affirm for 3, 6, and 12 months. To apply for Financing first you must be a US resident or citizen with a history of credit. At checkout you will need to select Affirm as your payment method and apply for financing. Your payment schedule will be through Affirm and not RGG EDU. You should receive an answer within minutes of applying. After you are approved, you will return to RGG EDU to finish your purchase.